Terms of use

Estimates only, not advice

CarCost provides general estimates for planning purposes. It is not financial, tax, legal, or investment advice, and it does not replace a licensed professional. Loan rates, taxes, fees, insurance premiums, fuel prices, and resale values vary by dealer, lender, insurer, and driver.

No warranties

Figures are calculated from the inputs you provide and from stated assumptions (for example, 13% Ontario HST and a standard depreciation curve). They may not match any real quote.
Preset vehicle prices are approximate manufacturer list prices for reference only. They are not live prices and do not include dealer fees, options, or incentives.
CarCost is provided as-is, without warranties of any kind.

Acceptable use

Use CarCost for personal, non-commercial planning. Do not misrepresent its outputs as professional advice or as quotes from any dealer or lender.

Changes

These terms may be updated from time to time. Continued use of CarCost after changes means you accept the updated terms.

Last updated: October 2026.